Finance · 08/05/2025

This article provides an in-depth exploration of the types of U.S. annuities, highlighting their advantages and limitations to help readers understand their practical value as retirement planning tools. Specifically aimed at Chinese investors, it offers a detailed analysis of fixed annuities, safe-indexed annuities, and variable annuities, providing a rational assessment and decision-making reference.

Culture · 04/09/2025

The Trump administration's implementation of high tariffs aimed at revitalizing manufacturing is seen as a risky illusion by Viahart CEO Hart. The primary concerns are the high production costs in the U.S. and the fragile industrial supply chain, which cannot withstand such measures. Revitalizing the manufacturing sector requires a focus on long-term development rather than short-term gains.

Lawyers · 08/07/2025

This article systematically interprets issues related to family, marriage, and green card applications under U.S. immigration law. It covers definitions of spouses, the differences between adjustment of status and change of status, application methods for unmarried partners, and immigration policies for different types of children. The aim is to help applicants understand and navigate the immigration process more clearly.

Insurance · 11/14/2022

A recent Forbes report reveals that South Dakota has the highest healthcare costs in the U.S., reaching $11,736, with nearly half of adults unable to access mental health treatment due to costs. Louisiana ranks second, while nearly 15% of adults in Florida forgo treatment for the same reason. There is an urgent need to improve healthcare coverage.

Job Search · 07/25/2025

This article provides a comprehensive overview of the job search process in the United States, including setting career goals, preparing effective resumes, interview techniques, and the importance of skill enhancement. It also delves into American workplace culture and entrepreneurial support, aiming to offer practical guidance and advice for readers interested in developing their careers in the U.S.

Taxation · 03/07/2025

Statistics from the 2025 tax season show a decline in the number of tax returns filed by U.S. taxpayers, while the amount and number of refunds have increased, with an average refund amount of $3,324. E-filing continues to gain attention, but website traffic has significantly decreased, reflecting changes in tax processing methods and evolving taxpayer needs.

Job Search · 07/28/2025

Unemployment can be daunting, but the key lies in effective coping strategies. This article outlines essential steps to take after becoming unemployed in the U.S., such as applying for unemployment benefits, understanding legal rights, updating resumes, and actively searching for new job opportunities. It aims to assist individuals in navigating their unemployment period and finding new chances.

Finance · 07/31/2025

eToro plans to tokenize 100 U.S. listed stocks and ETFs, issuing them on the Ethereum blockchain to provide investors with flexible asset management and trading options. As new regulatory policies advance, the trend of bringing real-world assets on-chain continues to rise, and eToro's initiative demonstrates the ongoing integration of blockchain technology with traditional finance.

Education · 08/07/2025

Furman University, located in South Carolina, ranks 46th in the U.S. college rankings for 2023. The university has 2,327 undergraduate students, with 5% being international students. The acceptance rate is 53%, and tuition is $59,770, with a graduation rate of 85%. The university offers a vibrant campus life and flexible terms, focusing on the holistic development of its students.

Taxation · 10/23/2024

The U.S. Department of the Treasury and the IRS announced that tax-exempt organizations will no longer be required to submit the alternative minimum tax form 4626 for 2023. This policy reduces the compliance burden for tax-exempt organizations, allowing them to focus on their core activities, while still needing to maintain relevant records for future reference.

Finance · 07/11/2025

This article provides a comprehensive analysis of major credit card types from leading banks in the U.S., including American Express, Chase, and Citibank. By examining the consumer rewards and fee structures of different credit cards, it assists consumers in understanding which card best suits their spending habits, enabling them to make informed choices in the complex credit card market.

Apartment Rental · 07/17/2025

Renting a home in the U.S. is often a primary challenge for new immigrants. This article offers a comprehensive rental guide, covering everything from platform selection to contract considerations, making the rental process straightforward and efficient. Understanding both explicit and implicit needs, carefully choosing the right accommodation, and avoiding brokerage fees are key to successful renting.

Finance · 07/18/2025

This article details the characteristics and trading methods of the three major U.S. stock exchanges: the New York Stock Exchange, the American Stock Exchange, and the Nasdaq Market. It analyzes their listing standards, trading models, and the types of companies that are popular on each exchange, while also providing methods to identify stocks listed on these exchanges.

Telecom · 07/18/2025

This article provides a detailed overview of SIM cards suitable for long-term use by Chinese users in the U.S. market, highlighting brands such as Ultra Mobile and T-Mobile, as well as Google's number retention service. The Ultra Paygo card and T-Mobile travel SIM card are particularly recommended to meet the needs of various users.

Taxation · 07/18/2025

This guide helps taxpayers understand the eligibility for the Child Tax Credit and other dependent credits. Key factors to consider include filing status, dependent status, and their birthdates. The tool is designed for U.S. citizens or residents and is expected to take about 10 minutes to use. Understanding this information is crucial for alleviating the financial burden on families.